Friday, October 17, 2008

Saving Money Part 2

I gave you some saving tips back in August. With the current economic situation it is important to discuss these again. Here is what works for me:

1. Shop at stores like TJ Maxx, Marshalls, Ross, and Target.
2. Buy things off season (end of the season sales)
3. Ebay is your friend!
4. I don't cash any of my babysitting paychecks. I immediately deposit them into my savings account. Same with any cash I get. I try to keep about $20-40 in cash in my wallet. The rest goes into my bank account.
5. I never pay full price. I use coupons and codes. If I can't find one, I don't buy it.

Check out Shopaholic D's tip on buying an "it" item or two each season. Since I am starting an internship (finally) for the first time, I needed more than just an "it" item or two. But I am keeping it simple (and cheap) with a couple of nice pants and a couple of nice tops (from TJ Maxx and the Ann Taylor sale racks). My "it" item was a cute black cardigan. I can wear it with anything! I will just rotate these items and make new looks. A lot of fashion magazines suggest doing the same thing.

12 comments:

  1. Setting financial goals, in my point of view, is essential for an individual and working within a budget can be very useful part of financial planning. The tips you have mentioned are really practical and I think those simple ways can make a big difference in a monthly budget.

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  2. I'm with you--I NEVER pay full price for anythign!

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  3. http://www.kohls.com/kohlsStore/clearance/homestore1/decorativeartswalldecor/PRD~372692/Nautical+Wall+Hook+Set.jsp

    Saw this in the clearance part of Kohls.com and thought of you!

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  4. I like Etsy.com, too! It's all person-to-person shopping for some amazing home, jewelry, etc. goods... so you're also keeping anything you do spend here in the US :-)

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  5. Great tips! Thanks girl! I have a feeling everyone will be sharing tips like these before it is over, we are all going to have to learn how to spend differently than before.

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  6. Kate I am the same way. Wish more Americans thought like you!!!

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  7. i was blessed (cursed?) with a mom who loved shopping. so starting very young, we would take saturday shopping trips (cause we lived in a tiny town with NO good stores) and hit up all the great ones...Marshalls, TJMaxx, Ross, you name it. i learned very young to be an educated shopper...and i've always had awesome clothes! so i'm glad to see someone else has the same savvy!! check out my weddings pics..uber prep & even more nautical!

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  8. Go, you! I hope JT was a blast. I can't wait to hear. :)

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  9. Get promotion products. value for money

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  10. Great tips. You always find the cutest things at great prices. Thanks for sharing your secrets.

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